Saturday, January 21, 2017

obamacare alternative insurance

obamacare alternative insurance

people often call us here at ehealth whenthey're moving to a new city or state. we're licensed in all 50 states and know how tohelp you change your old health plan for one that serves your new area. the next annual open enrollment period -- whenanyone can add or change their health coverage - is currently scheduled to begin on november15 of this year. outside the annual open enrollment period,the affordable care act (obamacare) considers a move to a new coverage area -- that is anarea that your current health insurance policy does not serve -- to be a qualifying eventthat triggers a special enrollment period. the special enrollment period gives you 60days from the date of your move to change

to a new health plan. when you apply for your new coverage, it'sa good idea to have some proof of your address change, like a copy of a residential utilitybill, rent receipt, or mortgage statement with your name on it -- just in case yournew insurance company requires it for verification. as long as you apply for new coverage within60-days, your application for health coverage cannot be declined. be aware that all new major medical heathplans provide certain popular benefits with no out of pocket costs like:- dietary counseling and screenings for weight management- tobacco and alcohol screenings, counseling

and help quitting- and recommended mental health and illness prevention tests and screenings -- to namea few if you miss your 60-day special election period,you may not be able to enroll in a major medical health plan until the next open enrollmentperiod. and, it's likely your coverage could not beginbefore january 1 of next year. if you miss the 60-day deadline, we encourageyou to look at short-term health coverage as an alternative, to gain some measure ofprotection until you're eligible to apply for major medical coverage again during theopen enrollment period. short-term coverage does not meet the requirements of obamacare,so you may still be subject to a tax penalty.

No comments:

Post a Comment